SBI Cards and Payment Services Ltd Share Price.

 

 

Stock Analysis: Sbi Cards And Payment Services Ltd for March 2022

About Sbi Cards And Payment Services Ltd:

SBI Cards and Payment Services Ltd., incorporated in the year 1998, is a Small Cap company (having a market cap of Rs 81,393.26 Crore) operating in Financial Services sector. SBI Cards and Payment Services Ltd. key Products/Revenue Segments include Interest, Fees & Other Charges, Other Services, Service Charges, Commission and Income From Sale Of Share & Securities for the year ending 31-Mar-2021.

Overview:

1) Financials: Payment Infrastructure

2) Large Cap: With a market cap of ₹81,400 cr, stock is ranked 55

3) Risk: Moderate (Stock is 2.10x as volatile as Nifty)

4) 52 week: Low-712.25, High- 1165.00, & Current Price- 863.05. 

 

Fundamental Analysis: 

Sbi Cards and Payment Services Ltd.

For the quarter ended 31-12-2021, the company has reported a Standalone Total Income of Rs 3,139.66 Crore, up 16.48 % from last quarter Total Income of Rs 2,695.46 Crore and up 23.62 % from last year same quarter Total Income of Rs 2,539.77 Crore. Company has reported net profit after tax of Rs 385.78 Crore in latest quarter..

 

Deliveries: Last trading day stock delivery percentage 59.95 %

Overview:

1) P/E Ratio:    67.23

2) EPS- TTM : 12.84

3) PB Ratio:     12.62

4) Returns: 1 week 1.01%, 1 month 10.25%, 3 month -4.87% and 1 year -6.63%

5) Shareholding Pattern:  Promoters: 69.47  Pledge 0.00

FII:    10.28

DII:    11.12 Mutual Fund:7.49

OTHERS:  8.33

 

What Is Fundamental Analysis?

Fundamental Analysis is the statistical method of performing fundamental analysis. It can help to learn the patterns in the historical data and applying it to the future. Essentially, it involves taking a look at the fundamental drivers of the stock and value of a stock. Using such methods, a very good analyst could make an astonishing return for his/her clients. However, there are several different methods of Fundamental Analysis depending on your personality and skill set. The common fundamental ways are Fundamental Indexing, fundamental Dividend Yield and Fundamental Discounted Cash Flow analysis. Fundamental Indexing When you buy a stock, you simply buy the whole company.

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Technical Analysis:

Moving average (on daily chart):

Sbi Cards and Payment Services Ltd: Stock currently trading at Rs.863.05 which is above of 50 days moving average & below 100 & 200 days moving average.

Moving average crossover (on daily chart): 

Short term: 20 & 5 SMA crossover- bullish

Medium term: 20 & 50 SMA crossover- bearish

Long term: 50 & 200 SMA crossover- bearish

Indicators (on daily chart):

RSI (14): RSI is 68.60 i.e neutral

MACD (12,26,9): MACD recommendation is bearish

What is Technical Analysis and How Does it Work?

1. Introduction to Technical Analysis:

Technical analysis charts study the charts of a security for forecasting its price movement either in the short-term or long-term.

Technical analysis charts study the charts of a security for forecasting its price movement either in the short-term or long-term. One way to do this is through chart patterns on a stock’s price and volume. Chart patterns are formations that appear on a stock’s chart, which can signal when it will change direction.

There are many different types of chart patterns, but they all have one thing in common: They identify an entry point into a trade where an investor can make money by identifying when stocks will change direction.

2. Meaning of Charts and Patterns in Technical Analysis:

Technical analysis Charts is a way of forecasting the future value and movements of financial instruments or currencies by analysing statistics generated by price movements over time.

Technical analysis charts are trained to recognize patterns in the market that indicate what might happen next. It is a good idea to get acquainted with some basic patterns as they can serve as an indicator for future price movement.

Patterns like are Head and Shoulders, Flags, Pennants, Triangle, and Rectangle patterns will be discussed in this section.

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Strengths:

1)  Company has maintained a good ROA of 4.74% in last 3 years.

2)  Company has a healthy Return on Equity (ROE) track record of 25.11%.

3)  Operating Income has grown well for the company over past 3 years: 3 years CAGR 21.39%.

4) The company has delivered substantial profit growth of 0% over past 3 years.

5)  Promoters shareholding is 69.47%.

 

Limitations:

1) The company is trading at 11.03 times the book value.

2)  Provision and contingencies have increased by 39.40%..

 

Entry Point: Good time to consider, as stock is not in overbought zone.

Short term target: The short term target (2 months to 6 month) for Sbi Cards and Payment Services.

Target 1: Rs.935 (one month)

Target 2: Rs.1020 (2-3 months)

Target 3: Rs.1150 (6 months)

 

Stop loss:

Stop Loss : Rs. 808

 

About The Post 

Through this article, I shared with you some information about Sbi Cards and Payment Services Ltd. If you like this article then share with your friends so that they can plan trading or long term investment from today. Apart from this if you have any problem or suggestion or feedback, then email me. I will try to help you.

Disclaimer

Stock Analysis by R. Ansari

Source: ETmarkets, NSE, Tickertape & Ticker.finology.in